LoanMonitor

LoanMonitor.eu is a loan management platform for companies, property owners and their advisors. It brings all your loans into one place and calculates repayment schedules that match your bank’s statements to the cent.

The platform covers the full range of financing used in practice:

Annuity, linear, bullet and balloon loans, construction and drawdown loans, as well as intercompany and shareholder loans. It handles the details that make real loans complex, including day count conventions, variable rates and rate fixings, disagio, grace periods, disbursement tranches and extra repayments. Contracts and documents are stored directly with each loan, and a portfolio overview shows your total debt, upcoming payments and key figures at a glance.

LoanMonitor adapts to companies of every size.

Flexible roles and permissions, combined with a flexible company structure, make it possible to map anything from a single business to a group with many entities, locations and counterparties. Smaller companies typically work through the web interface, while larger organizations connect LoanMonitor to their existing processes through API endpoints, the MCP server or automation tools such as n8n.

AI is built into the way you work.

Through the MCP server, AI agents can communicate directly with the backend: creating loans, recording disbursements and extra repayments, updating rate fixings and pulling portfolio reports. Users can simply chat with their loan data in plain language instead of navigating menus and forms. The result is less manual work, fewer errors and a loan administration that runs 24/7.

Data protection is a core principle

LoanMonitor is hosted entirely in Germany, and companies can connect their own AI models, so sensitive financial data never has to leave their control.